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August 24, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Insurer
The insurance company providing the insurance.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Commission
That portion of the premium paid to the agent as compensation for his or her services.

Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Broker
A person who for payment of a fee procures insurance on your behalf.


Contact our New York Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
A Pedestrian Is Killed In A Motor Vehicle Crash Every 13 Minutes And Injured Every 8 Minutes
Its estimated 68,000 pedestrians are injured and 4,641 were killed in traffic crashes in the United States, representing 2% of all the people injured in traffic crashes and 11% of all traffic fatalities.

 


  Newsroom  
 


Fleeing suspect gravely injured in crash
A 19-year-old Riverside male suffered grave injuries in a collision with a telephone pole early Thursday morning after fleeing from police at a hig...
Read more >


In Colorado, Police Release Results Of Fatal Accident Investigation
Traffic accident investigators at the Boulder Police Department have concluded their investigation into the fatal accident that killed 16-year-old ...
Read more >


Sixteen Year Old Loses Life in Single Car Crash
On 07-12-06 at shortly after midnight, the Sheriff's Office received a 9-1-1 call regarding a crash that was in the area of Duncan and Howell ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Quote

Definition:
An estimate of the cost of insurance based on information supplied to the insurance company.

Airbag Deployment

Definition:
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Private Passenger Automobile

Definition:
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

New York Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an New York Car Accident Lawyers as soon as possible:

  • Astoria
  • Auburn
  • Bay Shore
  • Brentwood
  • Bronx
  • Brooklyn
  • Buffalo
  • Corona
  • Elmhurst
  • Elmont
  • Endicott
  • Fairport
  • Far Rockaway
  • Flushing
  • Forest Hills
  • Freeport
  • Hamburg
  • Hempstead
  • Huntington
  • Huntington Station
  • Ithaca
  • Jackson Heights
  • Jamaica
  • Jamestown
  • Levittown
  • Lindenhurst
  • Lockport
  • Long Beach
  • Massapequa
  • Middletown
  • New York
  • Newburgh
  • North Tonawanda
  • Patchogue
  • Poughkeepsie
  • Rego Park
  • Ridgewood
  • Rochester
  • Rome
  • South Ozone Park
  • South Richmond Hill
  • Spring Valley
  • Staten Island
  • Tonawanda
  • Troy
  • Webster
  • West Babylon
  • Westbury
  • Whitestone
  • Woodside
  • Yonkers
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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